The rollout of universal credit has spurred record levels
of debt among social tenants. Social landlords in the north-west, where
universal credit first launched, say the programme has increased financial
pressures on their organisations and pushed some providers to compromise their
core values. Bolton at Home calculates that supporting tenants on universal
credit costs five times more than tenants on legacy benefits. It has taken
legal action against 25% of its tenants on universal credit, compared with an
average of 6% across its 17,400 other homes. With housing benefit, rental
officers could plan around set payment dates for each tenant. Now, as housing
payments go direct to universal credit tenants, the officers spend their time
coaching tenants on what to expect, pursuing late payments and micromanaging
the DWP. Read more on the Guardian website.
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