Housing policy is too concentrated on first-time buyers
and should be refocused towards 'last-time buyers' to encourage those aged 55+
to downsize, according to a new report for the Centre for the Study of
Financial Innovation (CSFI). The report also highlights the role of the
financial services industry in expanding mortgage offerings and insurance
policies to enable older people to monetise their housing wealth. The UK's
housing crisis is the result of a growing population and an inadequate supply
of new homes. Demographic analysis suggests that the demand for accommodation
could add the equivalent of two new towns, each with 100,000 homes, every year
for 25 years. Read more on the EurekAlert! website.
Raise awareness of flood risk to homes | Letter
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*Fiona Barbour* says the government should implement the environmental
audit committee’s recommendations to mitigate against unpredictable weather
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