First-time buyers have more choice of mortgage deals after several banks and building societies this week launched 90% home loans. During much of last year, 90% loan-to-value (LTV) deals requiring a 10% deposit were thin on the ground, but in recent weeks more lenders have stepped back into this market. A three-year fixed-rate 90% deal priced at 3.4% and with a £199 upfront fee has been launched by Nottingham building society. It also rolled out a two-year fix at 85% LTV with a rate of 2.6% that has no fees. Read more on the Guardian website.
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