Friday, 23 March 2018

Mortgages Are Now The Most Affordable Since The Mid-1990s


The proportion of homeowners’ income being swallowed up by mortgage payments is now one of the smallest since the mid-1990s, according to the Halifax. It said typical mortgage payments accounted for less than a third (29%) of homeowners’ disposable income in the last three months of 2017 – down from almost half (47%) during the same period in 2007. This figure is also “comfortably below” the long-term average of 35% for the period between 1983 and 2017. The bank said that in the second quarter of 2013 the figure went down to 26.3%, and ended that year close to 28%. Prior to that, you have to go back to the spring of 1996 for the lowest figure on record: 23.6%. Read more on the Guardian website.

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