Tuesday, 26 March 2019

Retirement Interest-Only Mortgages Offer Lifeline To Older Borrowers


A new breed of interest-only mortgage for older people is starting to take off. These deals could throw a lifeline to thousands of people who have an interest-only home loan that’s coming to an end, but don’t know how they are going to pay back what they owe. Interest-only mortgages became virtually extinct following the credit crunch. During the past few years some older homeowners with these mortgages have found themselves staring down the barrel of a big shortfall and worried they could lose their homes. The Financial Conduct Authority last year gave the green light to a new type of interest-only deal known as “retirement interest-only” mortgages and are a little more pricey than standard home loans. Read more on the Guardian website.

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