Thursday, 13 June 2019

Report Warns Of Self-Employed Homeownership Ambitions


Two in five (38%) self-employed borrowers are making “worrying lifestyle changes and professional sacrifices” just to get onto the property ladder, according to new research from online mortgage broker Trussle. Using insight from lenders and 2,002 self-employed mortgage applicants, the report reveals how challenging the journey to homeownership is for the UK’s 4.85 million self-employed workers. Compared to permanently employed applicants, the self-employed are said to be required to go through extensive affordability assessments, provide further documentation and can face extra costs during the mortgage process. As a result, more than one in eight (13%) self-employed borrowers have seriously considered abandoning homeownership ambitions. Read more on 24housing.

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