HSBC, one of the last banks to offer low-deposit “90%” mortgages, is expected to restrict sales within days, in a move likely to leave first-time buyers struggling to find a loan. The bank’s 400 mortgage advisers are currently flooded with applications from buyers, with customers forced to wait as long as three to four weeks to be interviewed by the bank. Meanwhile, the bank is opening a daily window of as little as half an hour in the morning for brokers to apply for loans before the daily allocation of money runs out. Read more on the Guardian website.
There’s no point building homes that people can’t afford | Letters
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