Friday, 22 November 2013

Help to Buy Won’t Help the Average First-Time Buyer

First-time buyers would be better off renting than buying a house under Help to Buy, according to new analysis of housing market figures by PricedOut, the campaign for affordable house prices.Interest rates are so high under the Help to Buy mortgage guarantee scheme that the monthly repayments for the average first-time buyer in England and Wales with a 5% deposit are more
expensive than the monthly rent on an average home – by between £26 in the North East and £296 in London.  This means that it would be cheaper for people with a small deposit to continue renting and use the difference to keep saving – unless house prices rise by more than is predicted. Read more on the PricedOut website.

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